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Loan Coupons

Loan coupons contain your payment amount and due date associated with your loan and can be used to help...

Loan-to-Value (LTV)

The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly...

Prepayment Penalty

We here at Members 1st Credit Union are not familiar with this term. Why would a financial institution penalize you for making early payments? We certainly...

Private Party

A private party is an individual who owns a car and is selling it as opposed to a dealership selling a new or used vehicle. Members 1st can help you finance...

Routing Number

The Members 1st routing number is 321174738. A routing number is a unique identifier assigned to every financial institution and used for settling check...

Terms

A term is the duration of time you have agreed to repay a loan balance. In most cases, loans can be repaid quicker than the length of the term. Subsequently...

Variable Interest Rate

A variable interest rate loan is a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result...

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