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A fixed interest rate loan is a loan where the interest rate doesn't fluctuate during the fixed-rate period of the loan. This allows the borrower to...
A mortgage in which the interest rate, principal, and interest payments remain the same for the life of the loan.
An interest rate floor is the minimum interest rate possible for an interest rate associated with a loan.
Foreign merchant transaction fees are normally assessed by your debit or credit card issuer and are usually charged a percentage...
A description of the different grace periods and lengths associated with Members 1st loans.
A home equity line of credit (often called HELOC) is a loan in which Members 1st agrees to lend an amount of money within an agreed period (called a term)...
Home values are calculated from sold prices, public records of assessed value, and area real estate information. While these estimates can help planning a...
The index rate is used as a benchmark to calculate the interest rate plus a specified margin on a loan. Members 1st commonly uses the 26-Week Treasury Bill...
An examination of property for various reasons (such as a termite inspection) to see if required repairs were made before funds are released, etc.
Insufficient funds occur when someone tries to purchase an item using a check or debit card without having enough money in his or her credit union account...
