Start establishing your credit history with the Visa FIRST Credit Card. Borrow from lenders with better rates and terms by establishing good credit early.
$0 Annual Fee
Your Memberperks Rewards Card comes with no annual fee.
Earn Rewards Points
Earn 1 point for every $1 spent redeemable for travel, merchandise, 1% cash back, and much more.
Use your rewards card at a BP or Shell station when fueling up and you can redeem your points for rewards at the pump. 2,000 points = $0.50 off per gallon, up to 20 gallons.
Visa zero liability policy
Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information. Learn more about the VISA zero liability policy.
Roadside dispatch services
Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto-related services. Learn more about the roadside dispatch services.
Maximum initial credit limit of $1,000.
Employed with current employer for a minimum of 18 months.
Provide current proof of income and residency.