There are currently two levels of encryption available in today's popular web browsers: 40-bit encryption and 128-bit encryption. Although most browsers support 40-bit encryption, the 128-bit browsers provide the highest level of security available in North America today. Netscape and Microsoft are currently restricted by United States law from exporting the 128-bit encryption software outside of North America. We strongly recommend that our members utilize 128-bit encryption. To utilize 128-bit encryption make sure your browser is up to date.