How It Works
Sign Up
Enroll your Members 1st debit card that you use for daily purchases by calling us at (530) 222-6060 or stopping by your favorite Members 1st branch. Pro-tip, use this card for online and recurring payments to collect the most change.
Shop
Use your Members 1st debit card and spend like you normally would.
Save
Finally, we'll round up your purchase to the nearest dollar amount and transfer the change from your checking account to an account of your choosing.
Watch the savings add up
Select your typical weekly purchases to calculate your savingsCoffee
$4.30
Lunch
$12.26
Dry Cleaning
$9.43
Groceries
$107.09
Gas
$40.22
Movie Tickets
$18.34
This calculator is for illustrative purposes only. Actual change saved could accrue faster the more you use your debit card.
Where My Change Can Grow
STASH can round up your debit card transactions and apply the amount to any Members 1st account and savings suffix such as:- Regular Savings
- Mem-Bear Savings
- Auxiliary Savings
- Holiday Savings
- Emergency Savings
- Money Market
FAQS
Are transfers made at the end of each business day or at the time of each transaction?
One transaction at the end of each business day
If I wanted to turn off STASH, would I have to go to a branch, or would I be able to control that online?
You would need to call us, live chat, or go into a branch.
If the available balance is below a certain amount, will STASH be suspended to avoid potential overdraft situations?
If there aren’t enough funds to transfer the total amount, no transfer will be made at all.
How can I make the most of my savings using STASH?
STASH can be directed to any suffix on your account, including our new emergency savings account that earns 1,00% APY* on the first $1k.
Will I be able to set the amount to transfer per transaction, or does Members 1st only offer rounding up to the nearest dollar?
Round up to the nearest dollar, no custom amounts.