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NCUA Insured

Your shares at Members 1st Credit Union are federally insured.

Calculate your insurance coverage

Your shares at Members 1st Credit Union are federally insured. Share insurance coverage is provided by the National Credit Union Administration (NCUA), an independent government agency that charters, regulates, and insures federal credit unions. Your shares are backed by our solid financial standing, however; the insurance protects members against loss if a federal credit union fails.

Member 1st Savings, Checking, Share Certificates,
and Money Market Accounts are insured for up to $250,000

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Individual Accounts

Individual accounts are owned by one member. You are insured for up to $250,000 for combined balances in your Members 1st Savings, Checking, Share Certificates, and Money Market Accounts. Beneficiaries may increase coverage limits.

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Joint Accounts

Joint accounts are owned by two or more members, to include your Members 1st Savings, Checking, Share Certificates, and Money Market Accounts. Each owner on the account is insured for up to $250,000. Beneficiaries may increase coverage limits.

Other types of Members 1st accounts that receive NCUA insurance coverage up to $250,000

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Individual Retirement Arrangements (IRAs)

IRAs are personal savings plans that allow you to set aside money for retirement. The combined balances of all the accounts in your Traditional, Simplified Employee Pension (SEP), and Roth IRA plans are insured separately from your other Members 1st accounts for up to $250,000.

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Deposit Trust Accounts

Deposit Trust Accounts are depository accounts that can hold funds designated by a legal trust. Deposit Trust Accounts are insured separately from your other Members 1st accounts. Each beneficiary is insured for up to $250,000 established under the trust arrangement.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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