The North State community has made their voice heard for the fifth consecutive year, choosing Members 1st Credit Union as the Record Searchlight's 2020 Best Bank/Credit Union of the North State. The awards are g...
We are Members 1st Credit Union
Northern California’s credit union.
What is a credit union?A financial cooperative.
The beginning of our not-for-profit cooperative started in 1936, where our founders pooled their resources to help lend to some and return dividends to others.
Learn More
Become a memberExperience the credit union difference.
Our unique structure allows us to focus our efforts on our members, providing discount financial accounts and services with fewer fees.
Learn More
Why Choose Us?
Your account comes with loads of features you are going to love.24/7 Access
Unlimited access to your account(s) with Online/Mobile/Telephone Banking and the Mobile App.
Bill Pay
Make one-time or recurring payments to bills, charities and friends with a single click.
Direct Deposit
Get your money faster with fewer trips to the branch using direct deposit.
eAlerts
Receive email and text notifications for all types of activity on your account.
eStatements
Have access to your statements immediately online without the hassle and security risk of storing them.
Financial Training
Get helpful information on budgeting, investing, fraud, money basics, and much more.
flex checking
Available to every account with no monthly fees or minimum deposits to maintain.
Insurance Coverage
Take advantage of $1,000 in AD&D insurance coverage, complementary with your Members 1st account.
Investment and Planning
Enjoy free investment and financial planning for college, retirement, insurance, and much more.
Contactless Card
Contactless card uses short-range wireless technology to make secure payments between a contactless card and a contactless-enabled checkout terminal.
Remote Check Deposit
Deposit checks directly into your account(s) with your mobile or tablet device.
SAVE $150 PER YEAR
Member households save an average of $150 per year by banking with Members 1st.