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Introducing the Member Photo Contest

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Introducing the
Member Photo Contest

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Certificates
up to 4.15% APY*

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QCash
Quick cash when you
need it

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QCash
Quick cash when you need it

Earn 3% APY when you bundle and save

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Earn 3% APY when you
bundle and save

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We are Members 1st Credit Union

A large raft full of people rafting down a river.

What is a credit union?

The beginning of our not-for-profit cooperative started in 1936, where our founders pooled their resources to help lend to some and return dividends to others.

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Four plants in a different stage of growth next to a pink piggy bank.

Lower Checking Fees

As a commitment to our members, we've eliminated Returned Item fees and reduced Courtesy Pay fees to $15 with no fee for transactions under $10.

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A family skipping and holding hands on a summer day.

More Ways to Save

We understand the importance of being prepared for the unexpected. That's why we offer these great resources to help you build your savings quickly.

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Why Choose Us?

24/7 Access

Unlimited access to your account(s) with Online/Mobile/Telephone Banking and the Mobile App.

Bill Pay

Make one-time or recurring payments to bills, charities and friends with a single click.

Direct Deposit

Get your money faster with fewer trips to the branch using direct deposit.

eAlerts

Receive email and text notifications for all types of activity on your account.

eStatements

Have access to your statements immediately online without the hassle and security risk of storing them.

Financial Training

Get helpful information on budgeting, investing, fraud, money basics, and much more.

flex checking

Available to every account with no monthly fees or minimum deposits to maintain.

Insurance Coverage

Take advantage of $1,000 in AD&D insurance coverage, complementary with your Members 1st account.

Investment and Planning

Enjoy free investment and financial planning for college, retirement, insurance, and much more.

30,000+ ATMs

Access to cash at more than 30,000 surcharge-free ATM locations across the world.

Remote Check Deposit

Deposit checks directly into your account(s) with your mobile or tablet device.

Save $150 Per Year

Member households save an average of $150 per year by banking with Members 1st.

What are Members saying?

I joined members first 6 years ago after a bad experience with another bank and I have never had a problem. I recommend them to anyone looking to open an account, their customer service is always great.

I have been with Members 1st, since 1998. I have never had a bad experience with them. Everyone has always been helpful and polite anytime I have gone inside.

Fran J.

I’m not going to lie; my direct deposit pays me a day earlier at Member’s 1st.

Melody F.

I've banked with different banks and they say the right things to reel you in and then don't follow through. But Members 1st has been nothing but helpful and kind. They helped me understand credit and gave some very helpful advice.…Thank you for everything you do!

Patricia R.

We have been with Members 1st. for years and love the friendly customer service, convenient locations and remote deposit!! So thankful for the personal loan when we were adopting our beautiful daughter. Couldn't have done it without Members 1st. Thank you!

Donna W.

Our family has banked with Members 1st for many, many years. Customer service is #1. Love the smaller town vibe. You know your customers and that rates high in my book.

Trece T.

Members 1st has my car loan and personal loan as they believe and support their community members. Thank you for being there and for your great customer service!!!

Heather H.

I've banked with Members 1st for many many years & have never had any problems! Love the online banking options!

Andrea A.

Get in Touch with us

Today's Hours

9 a.m. to 5 p.m.

24/7 Support

(530) 222-6060

Appointments

Schedule Now

Email Us

Our online form

In Our Community

We take great pride in supporting the local communities we serve. Here are some of the ways we have contributed in 2024:

$100,000 Given to the Community

The total amount contributed through sponsorships, donations, and support for local nonprofits and organizations.

700+ Hours Volunteered

Total hours committed by the Members 1st team to our communities.

76 Organizations Served

Total organizations served to support our community.

Recognized by our community

We are honored to be recognized as one of the
Best of the North State 2024 for:
Best of the North State Award
  • Best Credit Union
  • Best Investment Firm
  • Best Mortgage Lending Company
  • Best Employer with 1-100 Employees

Proud to be recognized as one of the
Best of Chico 2024 for:

Best of Chico - 2024 banner
  • Credit Unions
  • Financial Planners
  • Loan Officers

Proud to be recognized by Bauer Financial in 2024 as 5-Star Rated.

5 star rating medal coin from Bauer Financial
Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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