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Debt Consolidation Loan Rates

A complete list of all rates for all Members 1st debt consolidation products.

Rates

APR* as low as

Rates

APR* as low as

Debt Consolidation

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Debt Consolidation

12.75%

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12.75%

Fixed

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*APR=Annual Percentage Rate. Actual APR will be based on the borrower’s credit history, location and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Rates are effective as of December 10, 2025.

All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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