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Debt Consolidation Loan

Debt Free is Doable

Rates as low as 12.99% APR*

Apply Now

Debt Consolidation Loan

Debt Free is Doable

Rates as low as 12.99% APR*

Apply Now
Debt Consolidation loans help people consolidate their debt simply and quickly to regain their financial control and become debt-free. Debt consolidation loans differ from debt relief programs by allowing you to payoff your debt without negotiating payment settlements or negatively impacting your credit.

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Loan Features

Consolidate up to $15,000 of debt into one low monthly payment.

Same Day Funding

Payoff your debt and fund your new loan as quickly as the same day.

Improved credit score

Lowering your revolving debt may improve your credit score.

Payment Match

Low and manageable payments based on your old debt.

Debt Free Fast

Payoff your debt in 48 months or less.

Wealth Protection

Protect yourself and your family from unexpected life events. Receive loan payment assistance and/or forgiveness with a Wealth Protection plan from Members 1st.

Rates

Your DC Loan comes with a low fixed interest rate.

Rates

APR* as low as

Rates

APR* as low as

Debt Consolidation

Up to 48 months

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

Debt Consolidation

12.99%

Up to 48 months

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now

12.99%

Fixed

View Rate Sheet

All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Members 1st loan.

DC Calculator

Enter your debt information to calculate your possible savings with a DC Loan.

Loan Comparison

Credit Card Number

Total Balance

$0.00

Monthly Payment

$0.00 1

Interest Paid

$0.00

Time to Payoff

0 years months

Total Paid

$0.00

12.99% Debt Consolidation Loan

Total Balance

$0.00

Monthly Payment

$0.00

Interest Paid

$0.00

Time to Payoff

4 Years

Total Paid

$0.00

Net Savings

$0.00

Show Details

Current Credit Card Details

Debt Consolidation Loan Term Options

The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Members 1st Credit Union and its affiliates are not tax or legal advisors. This calculator is not intended to offer any tax, legal, financial, or investment advice, and does not assure the availability of or your eligibility for any specific product offered by Members 1st Credit Union, its affiliates, or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable. Please contact a Members 1st Credit Union loan specialist for an accurate estimate on your personal finances.

1Information displayed is based on minimum payments of 3% of the balance owed, or $15, whichever is higher.

Apply now or speak with one of our loan officers at (800) 303-3838.

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