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Transfer your balance

4.99% APR Fixed for 12 months

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Searching for a quick and easy way to really save some money? If you’re paying high interest rates on a major credit card, a gas or department store card, then our Balance Transfer offer may be exactly what you’re looking for.

Transfer one or more balances from your high interest credit card(s) to a low fixed rate of 4.99% APR* for a term of 12 months with no balance transfer fee and no deferred interest. Thereafter, the prevailing APR will be applied to any outstanding balance.

Why pay more interest than you have to? Transfer your higher-rate balances to a Members 1st credit card today.

Introductory (Promotional) APR*

Fixed 4.99% for 12-month term with no transfer fee and no deferred interest. Applies to balance transfers made by September 30, 2019.

Standard APR*

Rates as low as 12.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Introductory (Promotional) APR*

Fixed 4.99% for 12-month term with no transfer fee and no deferred interest. Applies to balance transfers made by September 30, 2019.

Standard APR*

Rates as low as 9.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Introductory (Promotional) APR*

Fixed 4.99% for 12-month term with no transfer fee and no deferred interest. Applies to balance transfers made by September 30, 2019.

Standard APR*

Rates as low as 24.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Introductory (Promotional) APR*

Fixed 4.99% for 12-month term with no transfer fee and no deferred interest. Applies to balance transfers made by September 30, 2019.

Standard APR*

Rates as low as 18.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Apply now or speak with one of our loan officers at (800) 303-3838.