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Balance Transfers

As low as 0.00%

Get Started

Balance Transfers

As low as 0.00%

Get Started

Searching for a quick and easy way to really save some money? If you’re paying high interest rates on a major credit card, a gas or department store card, then our Balance Transfer offer may be exactly what you’re looking for.

Transfer one or more balances from your high interest credit card(s) to either a fixed 0.00% APR* for a term of 6 months with a 5% or $5 transfer fee, whichever is greater, with no deferred interest or a fixed 4.99% APR* for a term of 12 months with no balance transfer fee and no deferred interest. Thereafter, the prevailing APR will be applied to any outstanding balance. Applies to balance transfers by February 28, 2022.

Why pay more interest than you have to? Transfer your higher-rate balances to a Members 1st credit card today.

Visa Memberperks Rewards

Introductory (Promotional) APR*

Fixed 0.00% APR* for 6 months with a 5% or $5 transfer fee, whichever is greater with no deferred interest or a fixed 4.99% APR* for 12 months with no transfer fee and no deferred interest.

Standard APR*

Rates as low as 12.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Visa Classic

Introductory (Promotional) APR*

Fixed 0.00% APR* for 6 months with a 5% or $5 transfer fee, whichever is greater with no deferred interest or a fixed 4.99% APR* for 12 months with no transfer fee and no deferred interest.

Standard APR*

Rates as low as 9.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Visa FIRST

Introductory (Promotional) APR*

Fixed 0.00% APR* for 6 months with a 5% or $5 transfer fee, whichever is greater with no deferred interest or a fixed 4.99% APR* for 12 months with no transfer fee and no deferred interest.

Standard APR*

Rates as low as 24.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Visa Share Secure

Introductory (Promotional) APR*

Fixed 0.00% APR* for 6 months with a 5% or $5 transfer fee, whichever is greater with no deferred interest or a fixed 4.99% APR* for 12 months with no transfer fee and no deferred interest.

Standard APR*

Rates as low as 18.99%. The Standard APR* will be applied to all outstanding balances after the promotional period or if the promotional period is nullified due to a payment made 60 days or more late.

Annual Fee

$0

Apply now or speak with one of our loan officers at (800) 303-3838.

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