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Visa Share Secured Credit Card

Visa Share Secured Credit Card

Compare Cards | Rates and fees

Apply Now

Start your free application now and get an online decision in as little as a few minutes.

  • Apply online with no branch visits
  • No application fee or obligations
Apply Now

Transfer Your Balance

Transfer a balance from your high interest credit card for a lower rate with no transfer fee.

  • Payoff high interest credit cards
  • No balance transfer fee
Transfer A Balance

Increase Your Credit Line

Request an increase in your credit line and receive your increase in as few as 24 hours.

  • Request line increase online
  • Receive increase in as few as 24 hours
Request Credit Line Increase

Transfer Your Balance Today

  • 4.99% APR* for 12 Months1
  • No Transfer Fee
  • No Deferred Interest
Learn More

1 Subject to credit approval on new cards. Promotional rate is 4.99% fixed APR for 12 months. Thereafter, the prevailing APR will be applied to the outstanding balance. Limited time offer.

Card Features

Credit builder

Re-establish your credit with the Members 1st Share Secured credit card. Transition your card to a Visa Classic after routine on-time payments and credit qualifications have been established.

Low interest rate

Get a great rate starting as low as 18.99% APR*.

$0 annual fee

Pay no annual fee with the Members 1st Visa Share Secured credit card.

Visa zero liability policy

Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information. Learn more about the VISA zero liability policy.

Roadside dispatch services

Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto-related services. Learn more about the roadside dispatch services.

Emergency cash/card replacement

Collect emergency cash or have your card replaced quickly if ever lost, stolen or damaged. Overnight replacement cards are subject to the rate and fee schedule.

Auto rental collision damage waiver

Purchase a rental vehicle with your Members 1st Visa Classic credit card for added security. Received reimbursement for any damages due to collision or theft up to the actual cash value of most rental vehicles. Learn more about the auto rental collision damage waiver.

Cardholder inquiry services

Enjoy 24/7 phone support for Visa specific card enhancements. Learn more about the cardholder inquiry services.

Low cash advance APR

Most other financial institutions charge an inflated APR on cash advances, much higher than your purchase APR. Your Members 1st Visa Share Secured credit card cash advance APR is the same as your purchase APR, saving you money on finance charges.

Cardholder Protection Benefits

Protect your purchases from the unexpected

Purchase ProtectionProtection from the unexpected
Protection for your purchases against theft from your home or other location up to $1,000 per item.

Learn More

Return ProtectionEnjoy a more flexible return policy
Extra return protection from merchants anytime you make an eligible purchase of an item up to $250.

Learn More

Travel ProtectionAdd peace of mind to your itinerary
Coverage for your non-refundable fare in case of trip interruption or cancellation up to $2,000 per trip.

Learn More

Contactless Purchases

Making contactless purchases is as easy as look, tap, and go.
wifi symbol

LookFind the Contactless Symbol at checkout

Contactless card tapping a credit card terminal

TapSimply tap your contactless card on the checkout terminal

stick figure walking away

GoYour payment is processed in seconds

Interest Savings Calculator

Choose the interest rate of your current credit card and your monthly spending to see how much you could save with our Visa Share Secured card.
Choose your current interest rate
19.99% 29.99%
Choose your monthly spending
$1,000 $15,000
With your monthly spending of $, you could replace your current credit card with an APR of % to a Members 1st Visa Share Secured credit card and save up to
$75
a year.

The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Members 1st Credit Union and its affiliates are not tax or legal advisors. This calculator is not intended to offer any tax , legal, financial, or investment advice and does not assure the availability of or your eligibility for any specific product offered by Members 1st Credit Union, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable. Please contact a Members 1st Credit Union loan specialist for an accurate estimate on your personal finances.

Compare Credit Cards

Comparison based on information obtained on issuers' websites or from customer service representatives as of February 2015.

Wealth Protection

Protect yourself and your family from unexpected life events. Receive credit card payment assistance and/or forgiveness with a Wealth Protection plan from Members 1st.

Rates

Credit Card Rates

APR* as low as

VISA Classic

$15,000 Max Limit

Apply Now Learn More

9.99%

non-variable(fixed rate)

VISA Memberperks

$15,000 Max Limit

Apply Now Learn More

12.99%

non-variable(fixed rate)

VISA Share Secured

$15,000 Max Limit

Apply Now Learn More

18.99%

non-variable(fixed rate)

VISA First

$1,000 Max Limit

Apply Now Learn More

24.99%

non-variable(fixed rate)

View Rate Sheet
Apply now or speak with one of our loan officers at (800) 303-3838.
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