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Balance Transfer

With a balance transfer, you can deposit money directly into your checking account, pay off creditors, or both.

Member Details

Choose your offer
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Transfer Details

  • Low fixed APR*
  • Choose either 1.99% APR for 6 months with a 5% or $5 transfer fee, whichever is greater, or a 5.99% APR for 12 months with no balance transfer fee for non-Members 1st credit cards
  • No deferred interest
Call 530-222-6060 to transfer a balance by phone.
Your savings will be less if you make purchases.

With a balance transfer, you will be charged interest on purchases unless you choose to pay your entire balance in full, including any transferred balances, by the first payment due date.

Important Information

*APR = Annual Percentage Rate. Subject to credit approval on new cards. Promotional rate is 1.99% fixed APR for 6 months with a balance transfer fee of $5 or 5% of the amount of each balance transfer, whichever is greater, or 5.99% fixed APR for 12 months with no balance transfer fee. Thereafter, the prevailing APR will be applied to the outstanding balance. Limited time offer. Subject to change without notice.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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