Existing Members
Call us today at (530) 222-6060 or (800) 303-3838 or visit your nearest Members 1st branch
Nearest BranchNew Members
Visit your nearest Members 1st branch to open your account and certificate
Nearest Branch6-24 Month Certificates
Flexible options to earn better interest when you need itOverview
Share Certificates earn higher interest on money you don’t need to access for periods of 6-24 months. With a low minimum opening deposit and flexible terms, a Share Certificate may be right for you.
Renew your Share Certificate online, at a Members 1st branch, or by calling (530) 222-6060 or (800) 303-3838. If you choose to not renew your Share Certificate, the funds will be deposited into your Savings account.
- $ minimum opening deposit
- Interest is compounded monthly
- NCUA insured up to applicable limits
- Interest deposits to your certificate, share, or checking account
- Free eAlerts
- Free eStatements
- 24/7 access via your desktop, tablet, or mobile device
Sample Certificate
Sample graph is based on 0.35% APY and monthly compounded interest.
Rates
Share Certificate
$1,000-$2,499
6 Months
12 Months
18 Months
24 Months
0.300%
0.450%
0.50%
0.60%
$2,500-$24,999
6 Months
12 Months
18 Months
24 Months
0.30%
0.450%
0.500%
0.60%
$25,000-$99,999
6 Months
12 Months
18 Months
24 Months
0.350%
0.500%
0.550%
0.65%
$100,000+
6 Months
12 Months
18 Months
24 Months
0.400%
0.550%
0.600%
0.70%
Interest is paid at the end of the month to the certificate or to a savings/flex checking account.
*May be subject to penalty for early withdrawal