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Better Interest

Do More With Your Savings

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Existing Members

Call us today at (530) 222-6060 or (800) 303-3838 or visit your nearest Members 1st branch

Nearest Branch

New Members

Visit your nearest Members 1st branch to open your account and certificate

Nearest Branch

6-24 Month Certificates

Flexible options to earn better interest when you need it

Overview

Share Certificates earn higher interest on money you don’t need to access for periods of 6-24 months. With a low minimum opening deposit and flexible terms, a Share Certificate may be right for you.

Renew your Share Certificate online, at a Members 1st branch, or by calling (530) 222-6060 or (800) 303-3838. If you choose to not renew your Share Certificate, the funds will be deposited into your Savings account.

  • $ minimum opening deposit
  • Interest is compounded monthly
  • NCUA insured up to applicable limits
  • Interest deposits to your certificate, share, or checking account
  • Free eAlerts
  • Free eStatements
  • 24/7 access via your desktop, tablet, or mobile device

Sample Certificate

Sample graph is based on 0.35% APY and monthly compounded interest.

Rates

Share Certificate

APY*

$1,000-$2,499

6 Months

12 Months

18 Months

24 Months

Apply Now

0.50%

0.60%

0.65%

0.70%

$2,500-$24,999

6 Months

12 Months

18 Months

24 Months

Apply Now

0.50%

0.60%

0.65%

0.70%

$25,000-$99,999

6 Months

12 Months

18 Months

24 Months

Apply Now

0.55%

0.65%

0.70%

0.75%

$100,000+

6 Months

12 Months

18 Months

24 Months

Apply Now

0.60%

0.70%

0.75%

0.80%

Interest is paid at the end of the month to the certificate or to a savings/flex checking account.
*May be subject to penalty for early withdrawal

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
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