Rates
Special Certificate Promotion
APY
Special Certificate Promotion
7-Month Certificate
$100 Minimum Deposit3.25%
15-Month Certificate
$100 Minimum Deposit4.00%
Interest is paid at the end of the month to the certificate or to a savings/flex checking account.
*May be subject to penalty for early withdrawal
Certificate Amounts
APY
Certificate Amounts
1.70%
1.85%
1.95%
2.05%
2.10%
1.75%
1.90%
2.0%
2.10%
2.15%
1.80%
1.95%
2.05%
2.15%
2.20%
1.85%
2.00%
2.10%
2.20%
2.25%
Interest is paid at the end of the month to the certificate or to a savings/flex checking account.
*May be subject to penalty for early withdrawal
Special Certificate Promotion
APY
Special Certificate Promotion
7-Month Certificate
$100 Minimum Deposit3.25%
15-Month Certificate
$100 Minimum Deposit4.00%
Earn a rate of 4.00% APY* for 15 months or 3.25% APY* for 7 months
Get this limited-time certificate rate.Offer available for a limited time and subject to change. $100 minimum deposit. Penalty imposed for early withdrawal.
Features
Low Opening Deposit
Open your account with a $100 minimum opening deposit
Monthly Interest
Get up to 4.00% APY with dividends paid monthly
Flexible Terms
Choose your desired term from 6 to 36 months
Federally Insured
Your funds are federally insured by the NCUA up to applicable limits
Flexible Interest
Interest can be deposited to your certificate, share, or checking account
24/7 Access
Enjoy unlimited access to your account via online banking or the app
How to Open a Certificate
- Visit your nearest Members 1st branch or if you an existing member, call us at (530) 222-6060 or (800) 303-3838
- Choose your desired term and APY
- Deposit money to fund your certificate
- Download the mobile app to track your savings progress
Certificate Calculator
Enter an amount to compare your savings options and see how much interest you could earn.Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.