Which card is right for you?
Visa Classic Credit Card
Our low-rate credit card, great for carrying the occasional or ongoing balance to payoff over time. Make all your everyday purchases with the added benefit of no annual fee, a fixed (non-variable) interest rate, and special protection benefits.
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Visa Share Secured Credit Card
Re-establish damaged credit quickly by building positive credit history with the Members 1st Share Secured credit card. Get started with card limits as low as $500. Enjoy no annual fee, a fixed (non-variable) interest rate, and special protection benefits.
Apply Now Learn MoreRedeem your reward points for your Visa Memberperks and FIRST Rewards cards
Available with all Credit Cards
$0 Annual fee
Pay no annual fee with any Members 1st credit card.
Card security
All purchases are monitored daily. Receive text and phone alerts when suspicious activity occurs.
Visa zero liability policy
Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information. Learn more about the VISA zero liability policy.
Roadside dispatch services
Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto-related services. Learn more about the roadside dispatch services.
Fixed Interest Rate
Enjoy an industry leading fixed (non-variable) interest rate on all Members 1st credit cards.
Chip enabled
Your EMV credit card comes with an encrypted microchip embedded in the card, providing an enhanced layer of security to your transactions.
Apple, Samsung, and Google Pay Ready
You already use your phone for just about everything. Now you can pay with it, too. Visit m1cu.org/Pay to learn more
Online, mobile, and telephone account access
Unlimited access to your account with Online Banking, Mobile Banking, Telephone Banking, and the Mobile App.
eStatements/eAlerts
Receive email and text notifications for activity alerts on your account. Plus, access your card statements electronically from anywhere with eStatements.
Contactless Purchases
Making contactless purchases is as easy as look, tap, and go.
LookFind the Contactless Symbol at checkout
TapSimply tap your contactless card on the checkout terminal
