Skip Navigation Skip to Online Banking Skip to Accessible Content

Recreational Vehicle Loans

Fun made affordable

Rates as low as 5.99%

Apply Now

Recreational Vehicle Loans

Fun made affordable

Rates as low as 5.99%

Apply Now

We provide RV buyers with quick and flexible financing to help you get the vehicle you want more easily and affordably. We can help you finance a motorhome, travel trailer, boat, motorcycle, watercraft, dirt bike, or ATV. Whether you choose to purchase a new or used RV, refinance an RV loan, purchase from a private-party, or take cash-out on an RV, we offer the same great low rate.

Watch our video

Loan Options

Enjoy the same great low rate regardless of which loan option you choose.
RV driving on a scenic road

New or Used RVs

Get pre-approved for your next new or used vehicle or finance with us directly from the dealership.

How it Works

  1. Submit an application online or by phone
  2. Receive your pre-approved loan amount, term, and estimated payment
  3. Shop for your desired RV and coordinate an accepted offer with the dealership
  4. We'll help you finalize your loan and the purchase of your RV
  5. You provide us with your preferred method for receiving loan statements and making loan payments
Motorcyclist driving on a road

Refinance

Move your RV loan to Members 1st for a lower payment, lower rate, or faster payoff.

How it Works

  1. Submit an application online or by phone
  2. Receive your approved loan amount, term, and estimated payment
  3. We will payoff your old loan and create your new loan with Members 1st
  4. You provide us with your preferred method for receiving loan statements and making loan payments
Wake boarder flying through the sky behind a boat

Private-Party

We can finance a vehicle you buy from Craigslist, Facebook, or a private-party.

How it Works

  1. Submit an application online or by phone
  2. Receive your pre-approved loan amount to help you search for a vehicle that fits your budget
  3. When you find an RV, share the details with your Members 1st loan officer for a free Auto Check Report
  4. Your loan officer will guide you through the completion of your loan and purchase of your RV
  5. We can file your DMV paperwork on your behalf for free
  6. You provide us with your preferred method for receiving loan statements and making loan payments
A couple embracing inside of their RV

Cash-out

Borrow against the equity you have in an RV you own for whatever purpose you like.

How it Works

  1. Submit an application online or by phone
  2. Receive your approved loan amount, term, and estimated payment
  3. You provide us with your preferred method for receiving loan statements and making loan payments
  4. We will deliver your funds into your Members 1st checking account or with a check as quickly as the same day

Download the Auto Buying Guide

Get the expert tools and tips you need to make the most out of your next vehicle purchase.

Loan Features

Experience the difference of a Members 1st RV loan.

100% financing

No down payment? No problem. Finance the full amount of your vehicle.

Fast approval

Receive a response on your RV loan application within 24-48 hours.

24/7 Access

Have instant access to your loan account from your mobile, tablet, or desktop device.

Convenient

Don’t have time to visit a branch and finish your application? No problem. We’ll send forms to you to sign electronically.

Automatic Payments

Set it and forget it. Never miss a payment again with automatic payments from your Members 1st or other checking account.

No Obligation

Find out how much you can save with no obligations, application fees, processing fees, or early payoff fees.

Rates, Calculators, and Resources

Rates

APR* as low as

Rates

APR* as low as

New and Used RV And Boat Loans

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

New and Used RV And Boat Loans

5.99%

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

5.99%

Fixed

Motorcycle

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

Motorcycle

7.74%

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

7.74%

Fixed

New and Used ATV and Personal Watercraft

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

New and Used ATV and Personal Watercraft

12.24%

Rate includes 0.25% rate reduction for automatic payments and eStatements

Apply Now Learn More

12.24%

Fixed

View Rate Sheet

All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Members 1st loan.

RV Calculators

Determine the Value of a Vehicle

Get a Vehicle History Report

Apply now or speak with one of our loan officers at (800) 303-3838.

We use cookies to make navigation easier, analyze site use, and assist our marketing, as explained in our Online Privacy Policy.