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Fun made affordable

Motorhomes, boats, travel trailers, motorcycles, and RVs.

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Finance your next adventure

Get competitive rates with flexible terms for your new or used RV, watercraft, trailer, dirt bike, or ATV. With financing up to 100% of the vehicle cost, there’s no reason to delay your next adventure.

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Special Promotion

Swap your RV loan and save up to $500 when you refinance with us.

Overview

Bring your RV loan to Members 1st and if we can’t beat your current rate by 2%, we’ll give you up to $500 when you refinance with us*. Cash awards are based on the following loan amount tiers:

  • $5,000-$19,999
    $
  • $20,000-$49,999
    $
  • $50,000 or more
    $

*The 2% discount will be applied to the interest rate and will only be offered on loans that meet credit union underwriting criteria. The total rate, including the Swap and Save discount and any other Members 1st discounts, is subject to the current floor rate available at m1cu.org. If Members 1st cannot beat your current vehicle loan rate by 2%, we will credit up to $500 to your credit union account based on the following loan amount tiers: $5,000-$19,999 loan receives $100, $20,000-$49,999 loan receives $200, and $50,000 loan or more receives $500. Credits may be applied up to 30 days after Members 1st funds the approved application. Credits to Members 1st accounts in excess of $600 a year will be reported as miscellaneous income for tax purposes. A current loan statement from your lender will be required during the application process. Auto loan proceeds may not be used to refinance existing Members 1st Credit Union auto loans. This offer is available for a limited time and subject to change.

Swap and Save

Calculate your savings

Enter your existing RV loan information to see how much you can save by refinancing with us.
Cash Back
$0
and/or lower your interest rate by
0%

If Members 1st cannot beat your current vehicle loan rate by 2%, we will credit up to $500 to your credit union account based on the following loan amount tiers: $5,000-$19,999 receives $100, $20,000-$49,999 receives $200, and $50,000 or more receives $500. Credits may be applied up to 30 days after Members 1st funds the approved application. Credits to Members 1st accounts in excess of $600 a year will be reported as miscellaneous income for tax purposes. A current loan statement from your lender will be required during the application process. Savings and interest rate discounts are approximations. For precise savings and interest rates, speak with a loan officer.

Loan Features

Experience the difference of a Members 1st RV loan.

100% financing

No down payment? No problem. Finance the full amount of your vehicle.

Fast approval

Receive a response on your RV loan application within 24-48 hours.

24/7 Access

Have instant access to your loan account from your mobile, tablet, or desktop device.

Convenient

Don’t have time to visit a branch and finish your application? No problem. We’ll send forms to you to sign electronically.

Automatic Payments

Set it and forget it. Never miss a payment again with automatic payments from your Members 1st or other checking account.

No Obligation

Find out how much you can save with no obligations, application fees, processing fees, or early payoff fees.

Calculators and Resources

Find your next recreational vehicle with Members 1st
Determine the Value of a Vehicle
Get a Vehicle History Report

Rates

Loan Rates

APR* as low as

New and Used RV And Boat Loans

Rate includes 0.25% rate reduction for automatic payments

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5.99%

Fixed

Motorcycle

Rate includes 0.25% rate reduction for automatic payments

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7.74%

Fixed

New and Used ATV and Personal Watercraft

Rate includes 0.25% rate reduction for automatic payments

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12.24%

Fixed

View Rate Sheet

All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Members 1st loan.

Download the Auto Buying Guide

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Apply now or speak with one of our loan officers at (800) 303-3838.
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