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Borrow with ease and confidence

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Get the funds you need

Access the funds you need at a competitive interest rate with no collateral required.

Are you ready to take control of your finances? Whether you’re looking for a competitive, variable low rate with low payments, or a secure, fixed rate with predictable monthly payments, we’ll help tailor a loan that’s right for you. We can help you finance a major purchase, pay for unexpected expenses, or handle other life circumstances that require a bit more funding than what you have available.

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Loan Features

Flexible borrowing for your expenses, or just extra peace of mind.

Fast Response

Receive a response on your personal loan application within 24-48 hours.


Don’t have time to visit a branch and finish your application? No problem. We’ll send forms to you to sign electronically.

No Obligation

Find out how much you can save with no obligations, application fees, processing fees, or early payoff fees.

Automatic Payments

Set it and forget it. Never miss a payment again with automatic payments from your Members 1st or other checking account.

24/7 Access

Have instant access to your loan account from your mobile, tablet, or desktop device.

No collateral required

Get the financing you need without requiring collateral to complete your loan.

Wealth Protection

Protect yourself and your family from unexpected life events. Receive loan payment assistance and/or forgiveness with a Wealth Protection plan from Members 1st.

Personal Loan Calculator

Calculate your monthly personal loan payment with the calculator below
Please enter a loan amount.
Please select a loan term.
Please enter an interest rate.
Monthly payment will be

The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are intended for illustrative purposes only and accuracy is not guaranteed. Members 1st Credit Union and its affiliates are not tax or legal advisors. This calculator is not intended to offer any tax , legal, financial, or investment advice and does not assure the availability of, or your eligibility for, any specific product offered by Members 1st Credit Union, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable. Please contact a Members 1st Credit Union loan specialist for an accurate estimate on your personal finances.


Loan Rates

APR* as low as


Flexible terms available

Rate includes 0.25% rate reduction for automatic payments and eStatements

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View Rate Sheet

All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Members 1st loan.

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