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Better Interest

Do More With Your Savings

Apply Now

Better Interest

Do More With Your Savings

Apply Now

Share Certificates earn higher interest on money you don’t need to access for periods of 6-24 months. With a low minimum opening deposit and flexible terms, a Share Certificate is a great way to build a savings goal or make the most of excess funds.

Existing Members

Call us today at (530) 222-6060 or (800) 303-3838 or visit your nearest Members 1st branch

Nearest Branch

New Members

Visit your nearest Members 1st branch to open your account and certificate

Nearest Branch

Features

Low Opening Deposit

Open your account with a $1,000 minimum opening deposit

Monthly Interest

Get up to 0.60% APY with dividends paid monthly

Flexible Terms

Choose your desired term from 6 to 24 months

Federally Insured

Your funds are federally insured by the NCUA up to applicable limits

Flexible Interest

Interest can be deposited to your certificate, share, or checking account

24/7 Access

Enjoy unlimited access to your account via online banking or the app

How to Get Started

  1. Visit your nearest Members 1st branch or if you an existing member, call us at (530) 222-6060 or (800) 303-3838
  2. Choose your desired term and APY
  3. Coordinate a deposit to fund your certificate
  4. Download the mobile app to track your savings progress

Sample Certificate Growth

The sample graph below is based on 0.35% APY on a $5,000 certificate and monthly compounded interest

Renewals

Set your certificate to renew automatically upon maturity or renew online, at a Members 1st branch, or by calling (530) 222-6060 or (800) 303-3838. If you choose to not renew your Share Certificate, the funds will be deposited into your Members 1st Savings account

Rates

Rates

APY*

Rates

APY*

$1,000-$2,499

6 Months

12 Months

18 Months

24 Months

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0.30%

0.45%

0.50%

0.65%

$2,500-$24,999

6 Months

12 Months

18 Months

24 Months

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0.30%

0.45%

0.50%

0.65%

$25,000-$99,999

6 Months

12 Months

18 Months

24 Months

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0.35%

0.50%

0.55%

0.70%

$100,000+

6 Months

12 Months

18 Months

24 Months

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0.40%

0.55%

0.60%

0.75%

Learn More

Interest is paid at the end of the month to the certificate or to a savings/flex checking account.
*May be subject to penalty for early withdrawal

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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