Start saving with a Traditional IRA
A Traditional IRA is a way to save for retirement that may give you tax advantages when you make contributions to your IRA. A Traditional IRA is a good choice when you expect your tax rate to be lower in retirement.
DownloadStart saving with a Roth IRA
A Roth IRA is a way to save for retirement that may give you special tax advantages when you take disbursements from your IRA. A Roth IRA is a good choice when you expect your tax rate to be higher in retirement.
DownloadPlease consult your tax advisor for possible tax benefits associated with a Members 1st Credit Union Traditional or Roth IRA.
Rates
IRA Certificate
APY*
0.70%
1.10%
1.20%
1.35%
0.75%
1.15%
1.25%
1.40%
0.80%
1.20%
1.30%
1.45%
0.80%
1.20%
1.30%
1.45%
Interest is paid at the end of the month to the certificate.
*May be subject to penalty for early withdrawal
Special Certificate Rate
APY
1.500%
Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now