Start saving with a Traditional IRA
A Traditional IRA is a way to save for retirement that may give you tax advantages when you make contributions to your IRA. A Traditional IRA is a good choice when you expect your tax rate to be lower in retirement.
DownloadStart saving with a Roth IRA
A Roth IRA is a way to save for retirement that may give you special tax advantages when you take disbursements from your IRA. A Roth IRA is a good choice when you expect your tax rate to be higher in retirement.
DownloadPlease consult your tax advisor for possible tax benefits associated with a Members 1st Credit Union Traditional or Roth IRA.
Rates
IRA Certificate
$1,000-$2,499
6 Months
12 Months
18 Months
24 Months
0.20%
0.35%
0.40%
0.50%
$2,500-$24,999
6 Months
12 Months
18 Months
24 Months
0.20%
0.35%
0.40%
0.50%
$25,000-$99,999
6 Months
12 Months
18 Months
24 Months
0.25%
0.40%
0.45%
0.55%
$100,000+
6 Months
12 Months
18 Months
24 Months
0.30%
0.45%
0.50%
0.60%
Interest is paid at the end of the month to the certificate.
*May be subject to penalty for early withdrawal