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Knowledge Center

Find the answers to your questions related to Members 1st products, and services.

What is GAP?

GAP (Guaranteed Asset Protection) helps protect you if your vehicle is ever wrecked or stolen. If this occurs, your insurance provider will likely pay you the fair market value of your vehicle, which could be less than what you owe on your vehicle loan. If your vehicle loan is protected with GAP, the difference between what your insurance will pay and what you owe on your loan may be reduced or eliminated, to help make you whole. Plus, you’ll receive a sum towards the purchase of a new vehicle to get you back on the road quickly and efficiently. Check out the video below for more details on GAP Advantage with PowerBuy.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
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