Mem-Bear Account Features
The fundamentals they need to succeedGifts with each deposit
Reinforce good savings habits by receiving a free gift with each deposit made at a branch.
Open an account for $1
Start your account today for just $1.
Interest bearing
Earn interest on the money you save.
ATM card
Access your savings from any Members 1st ATM with your free ATM card.
No minimum balance
Keep as much or as little in your savings without worrying about fees.
Direct deposit
Automatically transfer or deposit funds into your child's account online.
Notifications
Receive email and text notifications for all types of activity on your account.
eStatements
Access your statements online immediately, without the hassle and security risk of storing them.
Mobile deposit
Deposit checks directly into your account with your mobile or tablet device.
ONLINE FINANCIAL EDUCATION
Learn the value of a dollar
Banzai For Home
Over 20,000 schools nation wide already use Banzai to teach real-world finance in the classroom. Now Members 1st Credit Union is bringing its three popular courses, Banzai Junior, Banzai Teen, and Banzai Plus, to your home at no cost.
Banzai For School
Banzai is free, online financial literacy for students of all ages. It's interactive and fun. Ov er 40,000 math, business, family and consumer science, and computer teachers have joined the program nation wide.
Banzai exposes them to real-life adult financial dilemmas, from taming a budget and paying auto insurance to navigating taxes.
Bite of Reality
Bite of Reality is offered through a collaborative partnership between Members 1st Credit Union and the Youth Violence Prevention Council. This free financial training seminar is available to high school juniors and seniors and college-age young adults. The training focuses on budgeting, planning, check writing, and understanding a ledger.
Compare Accounts
- No Monthly Fee
- $1 Minimum Deposit
- $5 Minimum Balance to Earn APY
- 0.050% APY Earned Monthly
- Free ATM Card
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- Free Gift with Account Milestones
- No Monthly Fee
- $1 Minimum Deposit
- $100 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free ATM Card
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $2,500 Minimum Deposit
- $2,500 Minimum Balance to Earn APY
- 0.200% APY Earned Monthly1
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $0 Minimum Deposit
- $100 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
1. Stated Annual Percentage Yield (APY) is determined by your minimum account balance.