Mem-Bear Account Features
The fundamentals they need to succeedGifts with each deposit
Reinforce good savings habits by receiving a free gift with each deposit made at a branch.
Open an account for $1
Start your account today for just $1.
Interest bearing
Earn interest on the money you save.
30,000 ATMs
Access to nearly 30,000 surcharge free ATMs nationwide.
No minimum balance
Keep as much or as little in your savings without worrying about fees.
Direct deposit
Automatically transfer or deposit funds into your child's account online.
Notifications
Receive email and text notifications for all types of activity on your account.
eStatements
Access your statements online immediately, without the hassle and security risk of storing them.
Mobile deposit
Deposit checks directly into your account with your mobile or tablet device.
Save Faster When You Add Stash
Turn your small change into a big deal when you enroll in Stash. Round up your debit card purchases to the next dollar to be added into your Members 1st savings, auxiliary savings, holiday savings, emergency savings, mem-bear savings, or money market account.
Learn MoreONLINE FINANCIAL EDUCATION
Learn the value of a dollar
Banzai For School
Banzai is free, online financial literacy for students of all ages. It's interactive and fun. Over 40,000 math, business, family and consumer science, and computer teachers have joined the program nation wide.
Banzai exposes them to real-life adult financial dilemmas, from taming a budget and paying auto insurance to navigating taxes.
Bite of Reality
Bite of Reality is offered through a collaborative partnership between Members 1st Credit Union and the Youth Violence Prevention Council. This free financial training seminar is available to high school juniors and seniors and college-age young adults. The training focuses on budgeting, planning, check writing, and understanding a ledger.
Compare Accounts
- No Monthly Fee
- $1 Minimum Deposit
- $0 Minimum Balance to Earn APY
- 0.050% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- Free Gift with Account Milestones
- No Monthly Fee
- $1 Minimum Deposit
- $0 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $100 Opening Deposit
- $0 Minimum Balance to Earn APY
- 1.000% Maximum APY Earned Monthly1
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $0 Minimum Deposit
- $0 Minimum Balance to Earn APY
- 1.00% APY Earned on First $1,000
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $0 Minimum Deposit
- $0 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
1. Stated Annual Percentage Yield (APY) is determined by your minimum account balance.