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Prepare them for the future

Accounts Starting at $1,
Gifts with Each Deposit

Get Started

Prepare them for the future

Accounts Starting at $1, Gifts with Each Deposit

Get Started

Mem-Bear Account Features

The fundamentals they need to succeed

Gifts with each deposit

Reinforce good savings habits by receiving a free gift with each deposit made at a branch.

Open an account for $1

Start your account today for just $1.

Interest bearing

Earn interest on the money you save.

30,000 ATMs

Access to nearly 30,000 surcharge free ATMs nationwide.

No minimum balance

Keep as much or as little in your savings without worrying about fees.

Direct deposit

Automatically transfer or deposit funds into your child's account online.


Receive email and text notifications for all types of activity on your account.


Access your statements online immediately, without the hassle and security risk of storing them.

Mobile deposit

Deposit checks directly into your account with your mobile or tablet device.

Save Faster When You Add Stash

Turn your small change into a big deal when you enroll in Stash. Round up your debit card purchases to the next dollar to be added into your Members 1st savings, auxiliary savings, holiday savings, emergency savings, mem-bear savings, or money market account.

Learn More


Learn the value of a dollar
Teacher talking to his class about financial literacy

Banzai For School

Banzai is free, online financial literacy for students of all ages. It's interactive and fun. Over 40,000 math, business, family and consumer science, and computer teachers have joined the program nation wide.

Banzai exposes them to real-life adult financial dilemmas, from taming a budget and paying auto insurance to navigating taxes.

Live action shot of a teacher talking to a classroom

Bite of Reality

Bite of Reality is offered through a collaborative partnership between Members 1st Credit Union and the Youth Violence Prevention Council. This free financial training seminar is available to high school juniors and seniors and college-age young adults. The training focuses on budgeting, planning, check writing, and understanding a ledger.


Screen shot of the financial football game

Financial Football

Play Now
Screen shot of the Cash Puzzler game

Cash Puzzler

Play Now
Screen shot of the Peter Pig's Money Counter game

Peter Pig's Money Counter

Play Now

Compare Accounts

1. Stated Annual Percentage Yield (APY) is determined by your minimum account balance.

Eligible to all Shasta, Tehama, Butte, and Glenn County residents. Join Now

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