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Knowledge Center

Find the answers to your questions related to Members 1st products, and services.

Foreign Currency Exchange

Foreign Exchange Features

  • 90+ Currencies Available Buy and sell foreign currency banknotes from more than 90 countries around the world.
  • Overnight Shipping Choose priority shipping and you can have your foreign currency as soon as the following business day.
  • Safe and Secure Securely exchange foreign currency at your nearest Members 1st branch.
  • Convenient Option Avoid potentially unreliable and unknown exchange houses in foreign countries.
  • Knowledge and Expertise Trust our knowledgeable staff, educated with current exchange rates and bills in circulation.
  • Stress Free Skip airport lines with poor exchange rates to ensure you don’t waste your time or money.

How to Purchase or Sell Foreign Currency

  1. Visit your nearest Members 1st branch to purchase or sell from 90+ foreign currencies
  2. A Member Service Representative will assist you with the currency exchange process and process your order
  3. Foreign currency purchases are shipped directly to your home and received within 1-2 business days
  4. Foreign currency is credited in US cash at the time it is sold at any Members 1st branch (Note: Only new bills can be exchanged. Speak with your nearest Members 1st branch for questions about currency exchanges and images of new bills.) 
  5. Note that foreign coins cannot be exchanged

How to Process Foreign Checks or Wires

  1. Visit your nearest Members 1st branch to process your foreign check or wire
  2. A Member Service Representative will assist you with the currency exchange process and process your transaction

FAQs

  1. Why is it better to exchange at Members 1st than at the airport? Most travelers will forget about exchanging currency or simply wait until the last moment to do so before leaving for their destination. Exchange kiosks at the airport know this it to be the case and therefore charge high rates and fees. By exchanging your currency at Members 1st, you can be sure you are getting a fair deal for your money and are ready for your trip before leaving for the airport.
  2. How do you determine exchange rates? Exchange rates are calculated in global currency markets. The reason for fluctuations in exchange rates includes: inflation rates, budget deficits, public debt, trade policy, political stability, and economic performance.
  3. Why should I take foreign currency with me instead of just my credit or debit cards? Cash is a great travel companion with your cards when traveling internationally. According to the 2018 World Cash Report, cash is currently the most widely used payment instrument in the world, especially for small value purchases. By arriving at your destination with cash in hand, you can be confident in your ability to pay for things like tips, taxis, cafes, and shopping in markets. Traveling with foreign currency and your cards helps you avoid worrying about being unable to pay for something in any scenario.
  4. What do I do with my foreign currency after my trip? Bring your foreign currency back to any of our branches after your trip and we will gladly exchange it back to US dollars for you. (Note: Only new bills can be exchanged. Speak with your nearest Members 1st branch for questions about currency exchanges and images of new bills.) 
  5. Do you exchange foreign coins? Unfortunately, we do not exchange foreign coins at this time. We recommend spending these during your trip.

Members 1st can assist you when you return from your trip. Simply bring in your leftover foreign money and we can exchange it back to US dollars. This will allow you to walk out with your cash in hand and not left in a drawer at home. (Note: Only new bills can be exchanged. Speak with your nearest Members 1st branch for questions about currency exchanges and images of new bills.)

In addition to foreign currency exchange, Members 1st will also now be offering foreign wire transfers as well. To learn more about both new services, come into any branch or call us at (530) 222-6060.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
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