Skip Navigation Skip to Online Banking Skip to Accessible Content

Knowledge Center

Find the answers to your questions related to Members 1st products, and services.

Index Rate

The index rate is used as a benchmark to calculate the interest rate plus a specified margin on a loan. Members 1st commonly uses the 26-Week Treasury Bill as an index rate for most loans.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
We use cookies to make navigation easier, analyze site use, and assist our marketing, as explained in our Online Privacy Policy.