Skip Navigation Skip to Online Banking Skip to Accessible Content

Knowledge Center

Find the answers to your questions related to Members 1st products, and services.

What is Overdraft Protection?

Overdraft Protection can assign a back-up account to be drawn upon in times when your primary account does not have sufficient funds for a transaction. There is no charge from Members 1st for use of Overdraft Protection, a commonly charged service at most banks. Overdraft accounts can consist of savings, auxiliary savings, checking, Visa credit cards, and Home Equity Lines of Credit. Multiple Overdraft accounts can be setup with varying priorities for added convenience.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
We use cookies to make navigation easier, analyze site use, and assist our marketing, as explained in our Online Privacy Policy.