Skip Navigation Skip to Online Banking Skip to Accessible Content

Auto Loan Rates

A complete list of all rates for all Members 1st auto products.

Rates

APR* as low as

Rates

APR* as low as

Newer (2022 and Newer) Auto Loans

Apply Now Learn More

Newer (2022 and Newer) Auto Loans

4.99%

Apply Now Learn More

4.99%

Fixed

Older (2021 and Older) Auto Loans

Apply Now Learn More

Older (2021 and Older) Auto Loans

5.24%

Apply Now Learn More

5.24%

Fixed

View Rate Sheet
*APR=Annual Percentage Rate. Actual APR will be based on the borrower’s credit history, location and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Rates are effective as of December 9, 2025.
Apply now or speak with one of our loan officers at (800) 303-3838.

We may use tracking pixels, cookies, and other similar tools, which are provided by third parties, to improve our website, enhance your browsing experience, serve personalized ads or content, market our services, and analyze our traffic. By clicking "Accept & Close," you consent to our Consumer Privacy Policy and Digital Privacy Policy and our use of these technologies. By clicking "Accept & Close," you also recognize and accept that your data and other information you share with us on our website may be transmitted to third parties for the purposes we have identified in our Consumer Privacy Policy and Digital Privacy Policy.