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Auto Loan Rates

A complete list of all rates for all Members 1st auto products.

Loan Rates

APR* as low as

New and Used Autos

Up to 84 Months

Rate includes 0.25% rate reduction for automatic payments

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3.39%

Fixed

FIRST Auto

Up to 72 Months

Rate includes 0.25% rate reduction for automatic payments

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10.24%

Fixed

Private Party Rate 1

72 months or less

Rate includes 0.25% rate reduction for automatic payments

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2.99%

Fixed

View Rate Sheet

All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Members 1st loan.

1 Private party auto loans - 2013 or newer, 100,000 miles or less. 110% loan to value plus warranty and gap. No lemon-law titles, salvage titles, or commercial vehicles.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
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