Skip NavigationSkip to Online BankingSkip to Accessible Content

Home Equity Loan Rates

A complete list of all rates for all Members 1st home equity products.

Home Equity Loan Rates

APR* as low as

Home Equity Line of Credit

15 Years

Apply Now

3.99%

Introductory 6-month introductory offer is available for a limited time and subject to change. Minimum financing is $20,000 and maximum financing is $100,000 at 80% LTV. After 6-months, the fixed introductory rate of 3.99% APR expires.

6.25%

Fixed

Home Equity Line of Credit

25 Years

Apply Now

3.99%

Introductory 6-month introductory offer is available for a limited time and subject to change. Minimum financing is $20,000 and maximum financing is $100,000 at 80% LTV. After 6-months, the fixed introductory rate of 3.99% APR expires.

5.25%

Variable

View Rate Sheet

Recent News

A Day in the Life with Convenience Banking

A Day in the Life with Convenience Banking

  • 25th September 2020
Members 1st phones are temporarily unavailable; Click for assistance

Members 1st phones are temporarily unavailable; Click for assistance

  • 18th September 2020
Private Party Auto Loans [What, How, and Why]

Private Party Auto Loans [What, How, and Why]

  • 27th August 2020
Chico Branch Hours Reduced

Chico Branch Hours Reduced

  • 31st July 2020

Show All News
Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
This site uses cookies to store information on your computer/device and collect personal information. Cookies help us enhance site navigation, analyze site usage, assist in our marketing efforts, and to show you personalized advertising. We encourage you to read our Privacy Policy to learn more about how we use cookies and how we collect and use visitor data. By continuing to use this site, you consent to the placement of these cookies and our Privacy Policy.