Skip Navigation Skip to Online Banking Skip to Accessible Content

Home Equity Loan Rates

A complete list of all rates for all Members 1st home equity products.

Rates

APR* as low as

Rates

APR* as low as

Home Equity Line of Credit

5-year draw, 10-year repayment

Home Equity Line of Credit
5-year draw, 10-year repayment

9.49%

Fixed Rate

9.49%

Fixed

Home Equity Line of Credit

10-year draw, 15-year repayment

Home Equity Line of Credit
10-year draw, 15-year repayment

7.75%

Variable Rate

7.75%

Variable

Rate includes reduction for combined-loan-to-value of 65% or lower. FICO® Score 720 or higher.

Home Equity Line of Credit

10-year draw, 15-year repayment

Home Equity Line of Credit
10-year draw, 15-year repayment

8.25%

Variable Rate

8.25%

Variable

Rate is for combined-loan-to-value of 80%- 66%. FICO® Score 720 or higher.

View Rate Sheet
Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

We may use tracking pixels, cookies, and other similar tools, which are provided by third parties, to improve our website, enhance your browsing experience, serve personalized ads or content, market our services, and analyze our traffic. By clicking "Accept & Close," you consent to our Consumer Privacy Policy and Digital Privacy Policy and our use of these technologies. By clicking "Accept & Close," you also recognize and accept that your data and other information you share with us on our website may be transmitted to third parties for the purposes we have identified in our Consumer Privacy Policy and Digital Privacy Policy.