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Home Equity Loan Rates

A complete list of all rates for all Members 1st home equity products.

Rates

APR* as low as

Rates

APR* as low as

Home Equity Line of Credit

5-year draw, 10-year repayment

Home Equity Line of Credit
5-year draw, 10-year repayment

8.99%

Fixed Rate

8.99%

Fixed

Home Equity Line of Credit

10-year draw, 15-year repayment

Home Equity Line of Credit
10-year draw, 15-year repayment

7.25%

Variable Rate

7.25%

Variable

Rate includes reduction for combined-loan-to-value of 65% or lower. FICO® Score 720 or higher.

Home Equity Line of Credit

10-year draw, 15-year repayment

Home Equity Line of Credit
10-year draw, 15-year repayment

7.75%

Variable Rate

7.75%

Variable

Rate is for combined-loan-to-value of 80%- 66%. FICO® Score 720 or higher.

View Rate Sheet
Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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