Skip NavigationSkip to Online BankingSkip to Accessible Content

Construction Loans

Building tomorrow together

Get Started


Closing cost credits up to $2,000

Get Started

Refi your auto or RV

Get up to $500 cash back

Get Started

Home Equities

Low fixed introductory rate

Get Started

We are Members 1st Credit Union

Northern California’s credit union.
What is a credit union?

What is a credit union?A financial cooperative.

The beginning of our not-for-profit cooperative started in 1936, where our founders pooled their resources to help lend to some and return dividends to others.

Learn More
Become a member

Become a memberExperience the credit union difference.

Our unique structure allows us to focus our efforts on our members, providing discount financial accounts and services with fewer fees.

Learn More
Our Mission

Our MissionWhat we hold true.

1. Members come first.
2. We change lives.
3. Service = Success

Learn More

Why Choose Us?

Your account comes with loads of features you are going to love.

24/7 Access

Unlimited access to your account(s) with Online/Mobile/Telephone Banking and the Mobile App.

Bill Pay

Make one-time or recurring payments to bills, charities and friends with a single click.

Direct Deposit

Get your money faster with fewer trips to the branch using direct deposit.


Receive email and text notifications for all types of activity on your account.


Have access to your statements immediately online without the hassle and security risk of storing them.

Financial Training

Get helpful information on budgeting, investing, fraud, money basics, and much more.

flex checking

Available to every account with no monthly fees or minimum deposits to maintain.

Insurance Coverage

Take advantage of $1,000 in AD&D insurance coverage, complementary with your Members 1st account.

Investment and Planning

Enjoy free investment and financial planning for college, retirement, insurance, and much more.

Ampre Debit Rewards

Receive instant discounts loaded onto your debit card from your favorite merchants.

Remote Check Deposit

Deposit checks directly into your account(s) with your mobile or tablet device.


Member households save an average of $150 per year by banking with Members 1st.

What's New?

Catch up with the latest news and events from Members 1st.
Main News Article

Improved Bill Pay for Desktops

We have an exciting update! Effective September 9, Bill Pay has a new and improved layout to make functionality and accessibility easier for our members. This new layout applies to the desktop version of Bill Pay, which ...

What are Members saying?

I joined members first 6 years ago after a bad experience with another bank and I have never had a problem. I recommend them to anyone looking to open an account, their customer service is always great.

I have been with Members 1st, since 1998. I have never had a bad experience with them. Everyone has always been helpful and polite anytime I have gone inside.

Fran J.

I’m not going to lie; my direct deposit pays me a day earlier at Member’s 1st.

Melody F.

I've banked with different banks and they say the right things to reel you in and then don't follow through. But Members 1st has been nothing but helpful and kind. They helped me understand credit and gave some very helpful advice.…Thank you for everything you do!

Patricia R.

We have been with Members 1st. for years and love the friendly customer service, convenient locations and remote deposit!! So thankful for the personal loan when we were adopting our beautiful daughter. Couldn't have done it without Members 1st. Thank you!

Donna W.

Our family has banked with Members 1st for many, many years. Customer service is #1. Love the smaller town vibe. You know your customers and that rates high in my book.

Trece T.

Members 1st has my car loan and personal loan as they believe and support their community members. Thank you for being there and for your great customer service!!!

Heather H.

I've banked with Members 1st for many many years & have never had any problems! Love the online banking options!

Andrea A.

They’re the best of the best!

Brandon S.

Get in Touch with us

Today's Hours 9 a.m. to 5 p.m.

Speak with us(530) 222-6060

AppointmentsSchedule Now

Email UsOur online form

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now