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Autopay

Setting up automatic payments for credit union loans.

Balance Transfer

A balance transfer is where part or all of a debit balance (or debt) you owe to another lender is transferred from one credit card to another, usually to...

Bridge Loan

A loan which enables a homebuyer to get financing to make a down payment and pay closing costs on a new home before selling the present house. Also called...

Builders Risk Insurance

Fire and extended coverage insurance for a building under construction. Coverage increased automatically as the building progresses and terminates at...

Cash Advance

A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or...

Certificate of Occupancy

Written authorization given by a local municipality that allows a newly completed or substantially renovated structure to be inhabited.

Certificates

A share certificate of deposit is a savings certificate entitling the bearer to receive interest. A share certificate bears a maturity date, a specified...

Check 21

Federal legislation, called Check Clearing for the 21st Century Act (Check 21), went into effect on October 28th, 2004. It allows financial institutions to...

Check Holds

A check hold denotes a period of time equal to the maximum number of days that a financial institution can legally hold the money from a check that was...

Checking Account

A checking account is a transactional deposit account held at Members 1st that allows for withdrawals and deposits. Money held in a checking account is very...

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