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Audio Response

Audio Response is a free service that allows members to access their account information and process transactions using a touch-tone phone. See the Audio...

Autopay

Setting up automatic payments for credit union loans.

Check 21

Federal legislation, called Check Clearing for the 21st Century Act (Check 21), went into effect on October 28th, 2004. It allows financial institutions to...

Check Holds

A check hold denotes a period of time equal to the maximum number of days that a financial institution can legally hold the money from a check that was...

Direct Deposit

A direct deposit is the electronic transfer of a payment directly from the account of the payer to the recipient's account. Typically, this refers to...

eStatements

An eStatement is an electronic notification sent to your e-mail address the day your statement is available to view your statement electronically in Online...

FICO® Score

FICO® Scores are the credit scores most lenders use to determine your credit risk. You have three FICO® Scores, one for each of the three credit bureaus...

Loan Coupons

Loan coupons contain your payment amount and due date associated with your loan and can be used to help...

Mobile App

The Members 1st Credit Union Mobile App provides account access from your smartphone to perform transfers, inquiries, pay bills, deposit checks, find your...

Mobile Check Deposit

Mobile Check Deposit is the ability to remotely deposit checks from a mobile device with the Members 1st Mobile App.

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