ATM Surcharge

Automated teller machine (ATM) surcharges are additional fees imposed on consumers who use ATMs to withdraw cash. Unlike other ATM fees, surcharges are...

Cash Advance

A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or...

Debit Card

A debit card issued by Members 1st Credit Union allows you to transfer money electronically when making a purchase in person, online, or by phone. Debit cards..

Insufficient Funds

Insufficient funds occur when someone tries to purchase an item using a check or debit card without having enough money in his or her credit union account...

Overdraft Protection

An explanation of Overdraft Protection and how it protects members from overdrawing their Members 1st accounts.

Routing Number

The Members 1st routing number is 321174738. A routing number is a unique identifier assigned to every financial institution and used for settling check...