ATM Surcharge

Automated teller machine (ATM) surcharges are additional fees imposed on consumers who use ATMs to withdraw cash. Unlike other ATM fees, surcharges are...

Cash Advance

A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or...

Courtesy Pay

Members 1st offers Courtesy Pay to all members with accounts in good standing. Courtesy Pay consists of a line of credit to be drawn upon when funds...

Debit Card

A debit card issued by Members 1st Credit Union allows you to transfer money electronically when making a purchase in person, online, or by phone. Debit cards..

Insufficient Funds

Insufficient funds occur when someone tries to purchase an item using a check or debit card without having enough money in his or her credit union account...

Overdraft Protection

Overdraft Protection can assign a back-up account to be drawn upon in times when your primary account does not have sufficient funds for a transaction...

Routing Number

The Members 1st routing number is 321174738. A routing number is a unique identifier assigned to every financial institution and used for settling check...