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Lien Waiver

The written evidence from a contractor or supplier surrendering the right of lien to enforce collection of debt against a property.

Lienholder

A lienholder is a party or individual who has a lien or claim on property, car, or other asset. The claim is created by an agreement, such as a mortgage or...

Loan Coupons

Loan coupons contain your payment amount and due date associated with your loan and can be used to help...

Loan Payment Options

See a list of options and ways to make payments to your Members 1st loans and credit cards.

Loan Payments by Phone with a Debit Card

Instructions on completing a loan or credit card payment by phone with a debit card with the Members 1st pay-by-phone system.

Loan-to-Value (LTV)

The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly...

Make an Appointment

Plan ahead and set up an appointment at the nearest Members 1st Credit Union branch.

Members 1st Careers

View a list of all Members 1st Credit Union career opportunities.

Membership Eligibility

Membership for Members 1st Credit Union is open to anyone who lives, works or worships in the counties of Butte, Glenn, Shasta, and Tehama.

MLO Directory

Individual Mortgage Loan Originator (MLO) license numbers.

Calculators

See all Members 1st Credit Union savings and loan calculators.

Co-Borrower

Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan. Under this...

Combined Loan-To-Value (CLTV)

Combined Loan-To-Value ratio (CLTV) is the proportion of loans (secured by a property) in relation to its value. The term "Combined Loan To Value" adds...

Compound Interest

Compound interest is the interest added to the principal of a deposit or loan so that the added interest also earns interest from then on. This addition...

Construction Loan

Learn more about building your dream home with the Members 1st Construction Loan.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now

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