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Knowledge Center

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Do I have to sell my current house before starting construction?

Explanation of whether or not you'll need to sell your existing house.

Do I need to own the land?

Land ownership requirements for construction loans.

Does it matter which builder I use?

Description of the types of builders that can be used with a Members 1st Construction Loan.

How are my payments calculated during the construction process?

Description of payments during building process.

How long does it take to build?

Approximation on time it takes to build a home.

How much does construction financing cost?

Explanation of construction financing costs.

How much down payment will I need?

Description of necessary down payment for a construction loan.

How to Make a Principal-Only Payment

Guide on how to make a principal-only payment on your account.

Loan Payment Options

See a list of options and ways to make payments to your Members 1st loans and credit cards.

Understanding your debt-to-income ratio

Explanation of debt-to-income ratios.

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