About Us

To be recognized by our members as the leading financial institution providing relevant value to past, present, and future generations in Northern California.

Annual Meeting

Annual vote of the membership including the election of Board of Directors and the election of Supervisory Committee members.

Annual Percentage Rate (APR)

The annual percentage rate (or APR) is the amount of interest on your total loan amount that you'll pay annually (averaged over the full term of the loan). A...

Appraisal

An opinion or estimate of marketable value. Also refers to the process by which a value estimate is obtained.

Autopay

Setting up automatic payments for credit union loans.

Board of Directors

A list of the Members 1st Credit Union board of directors.

Calculators

See all Members 1st Credit Union savings and loan calculators.

Can I finance the cost of the land with my mortgage?

If you have a loan on your land, we will pay off that lien as part of your construction loan.

Certificate of Occupancy

Written authorization given by a local municipality that allows a newly completed or substantially renovated structure to be inhabited.

Co-Borrower

Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan. Under this...