All rates displayed have zero points.

Important Rate Information: This is not a quote. These rates are published weekdays near 10:00am EST. Interest rates fluctuate throughout the day and may be different at the time you apply and will likely differ based on your specific scenario. The information provided here is general and assumes only the following scenario: Purpose of the loan: Purchase a property. Property location: Redding, CA 96049. Property Type: Existing single family home. Property Use: Primary Residence. Estimated property value: $200,000. Estimated down-payment: $40,000. Loan amount: $160,000 (80% Loan to Value). Credit Score: 760. An Escrow (impound) account is required. Rate lock period is 60 days. Fees: $3,000 to estimate closing costs in order to approximate an APR. Estimated Payments: Conventional 30 Year Fixed $985.00, Conventional 20 Year Fixed $1146.00, Conventional 15 Year Fixed $1318.00, Conventional 10 Year Fixed $1727.00, FHA 30 Year Fixed $1056.00, VA 30 Year Fixed $1038.00. Monthly payment reflects principal & interest only, it does not include taxes, insurance, Private Mortgage Insurance (PMI), or Mortgage Insurance Premium (MIP). For a quote with specifics to your scenario please click on rates which contain a link to a quoting or application tool.

*Last Refresh: 7/22/2025 11:31:10 AM EST

All rates displayed have zero points.

Rate floor is 3%.

Important Rate Information: This is not a quote. These rates are published weekdays near 10:00am EST. Interest rates fluctuate throughout the day and may be different at the time you apply and will likely differ based on your specific scenario. The information provided here is general and assumes only the following scenario: Purpose of the loan: Purchase a property. Property location: Redding, CA 96049. Property Type: Existing single family home. Property Use: Primary Residence. Estimated property value: $200,000. Estimated down-payment: $40,000. Loan amount: $160,000 (80% Loan to Value). Credit Score: 760. An Escrow (impound) account is required. Rate lock period is 60 days. Fees: $3,000 to estimate closing costs in order to approximate an APR. Estimated Payments: Conventional 30 Year Fixed $985.00, Conventional 20 Year Fixed $1146.00, Conventional 15 Year Fixed $1318.00, Conventional 10 Year Fixed $1727.00, FHA 30 Year Fixed $1056.00, VA 30 Year Fixed $1038.00. Monthly payment reflects principal & interest only, it does not include taxes, insurance, Private Mortgage Insurance (PMI), or Mortgage Insurance Premium (MIP). For a quote with specifics to your scenario please click on rates which contain a link to a quoting or application tool.