Account Features
All your favorite account features and benefits.No Monthly Fee
No monthly fees. No annual fees. No worries.
Open an Account for $1
Start your account today for just $1.
Interest Bearing
Earn interest on the money you save.
No Minimum Balance
Keep as much or as little as you like in your savings, without having to worry about a fee.
Direct Deposit
Get your money faster with fewer trips to the branch using direct deposit.
Notifications
Receive email and text notifications for all types of activity on your account.
eStatements
Access your statements online immediately, without the hassle and security risk of storing them.
Mobile Deposit
Deposit checks directly into your account with your mobile or tablet device.
30,000 ATMs
Access to nearly 30,000 surcharge free ATMs nationwide.
Access 30,000+ ATMs
Nationwide access to surcharge free ATMsATM Network Comparison
Febuary 2022 comparison based on claims located at bankofamerica.com, chase.com, wellsfargo.com, usbank.com, and usbanklocations.com
Members 1st and CO-OP ATMs
Members 1st has partnered with the CO-OP ATM Network to bring you nearly 30,000 surcharge free ATMs to use across the U.S. and some international locations. Withdraw funds from any of these ATMs without paying a fee.
Compare Accounts
- No Monthly Fee
- $1 Minimum Deposit
- $5 Minimum Balance to Earn APY
- 0.050% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- Free Gift with Account Milestones
- No Monthly Fee
- $1 Minimum Deposit
- $100 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $100 Opening Deposit
- $1 Minimum Balance to Earn APY
- 0.300% Maximum APY Earned Monthly1
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $0 Minimum Deposit
- $100 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
1. Stated Annual Percentage Yield (APY) is determined by your minimum account balance.