Account Features
All your favorite account features and benefits.No Monthly Fee
No monthly fees. No annual fees. No worries.
Open an Account for $1
Start your account today for just $1.
Interest Bearing
Earn interest on the money you save.
ATM Card
Access your savings from any Members 1st ATM with your free ATM card.
No Minimum Balance
Keep as much or as little as you like in your savings, without having to worry about a fee.
Direct Deposit
Get your money faster with fewer trips to the branch using direct deposit.
Notifications
Receive email and text notifications for all types of activity on your account.
eStatements
Access your statements online immediately, without the hassle and security risk of storing them.
Mobile Deposit
Deposit checks directly into your account with your mobile or tablet device.
More ATMs Coast to Coast
More surcharge-free ATMs than just about any bank, anywhereSurcharge Free ATMs
States with our ATMs
Countries with our ATMs
ATM Network Comparison
December 2021 comparison based on claims located at bankofamerica.com, chase.com, wellsfargo.com, usbank.com, and usbanklocations.com.
Members 1st and CO-OP ATMs
Members 1st has partnered with the CO-OP ATM Network to bring you nearly 30,000 surcharge free ATMs to use across the U.S. and some international locations. Withdraw funds from any of these ATMs without paying a fee.
Compare Accounts
- No Monthly Fee
- $1 Minimum Deposit
- $5 Minimum Balance to Earn APY
- 0.050% APY Earned Monthly
- Free ATM Card
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- Free Gift with Account Milestones
- No Monthly Fee
- $1 Minimum Deposit
- $100 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free ATM Card
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $2,500 Minimum Deposit
- $2,500 Minimum Balance to Earn APY
- 0.200% Maximum APY Earned Monthly1
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
- No Monthly Fee
- $0 Minimum Deposit
- $100 Minimum Balance to Earn APY
- 0.03% APY Earned Monthly
- Free Direct Deposit
- Free Notifications
- Free eStatements
- Free Mobile Deposit
- Free Mobile App
1. Stated Annual Percentage Yield (APY) is determined by your minimum account balance.