Account FeaturesAll your favorite account features and benefits.
No Monthly Fee
No monthly fees. No annual fees. No worries.
Open an Account for $1
Start your account today for just $1.
Earn interest on the money you save.
Access your savings from any Members 1st ATM with your free ATM card.
No Minimum Balance
Keep as much or as little as you like in your savings, without having to worry about a fee.
Get your money faster with fewer trips to the branch using direct deposit.
Receive email and text notifications for all types of activity on your account.
Access your statements online immediately, without the hassle and security risk of storing them.
Deposit checks directly into your account with your mobile or tablet device.
More ATMs Coast to CoastMore surcharge-free ATMs than just about any bank, anywhere
Surcharge Free ATMs
States with our ATMs
Countries with our ATMs
ATM Network Comparison
December 2021 comparison based on claims located at bankofamerica.com, chase.com, wellsfargo.com, usbank.com, and usbanklocations.com.
Members 1st and CO-OP ATMs
Members 1st has partnered with the CO-OP ATM Network to bring you nearly 30,000 surcharge free ATMs to use across the U.S. and some international locations. Withdraw funds from any of these ATMs without paying a fee.
1. Stated Annual Percentage Yield (APY) is determined by your minimum account balance.