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Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. Common loans people want to consolidate are high...
The document by which title to real property is transferred or conveyed from one party to another.
Dividend Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...
A Home Equity Line of Credit (HELOC) begins with a 2- or 5-year draw period, when you can access the funds in your credit line...
Learn more about the FHLB's WISH Program offering downpayment and closing cost assistance for home buyers.
A fixed interest rate loan is a loan where the interest rate doesn't fluctuate during the fixed-rate period of the loan. This allows the borrower to...
A mortgage in which the interest rate, principal, and interest payments remain the same for the life of the loan.
An interest rate floor is the minimum interest rate possible for an interest rate associated with a loan.
A description of the different grace periods and lengths associated with Members 1st loans.
The index rate is used as a benchmark to calculate the interest rate plus a specified margin on a loan. Members 1st commonly uses the 26-Week Treasury Bill...