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Understanding your debt-to-income ratio

Explanation of debt-to-income ratios.

Variable Interest Rate

A variable interest rate loan is a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result...

What if I change my house plans or details of construction?

Explanation of what happens when you change your plans during construction.

What Is a Credit Union

Credit unions are NOT-for-profit financial cooperatives that only exist to serve the financial needs of their members/owners.

When do I lock my rate?

Explanation of when rates lock on construction loans.

When do I start the financing process?

Details of the construction loan financing process.

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