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Ampre Debit Rewards is the Members 1st Credit Union debit card reward program. Ampre Debit Rewards are digital coupons from your favorite merchants loaded on...
APY refers to how much money you earn on a deposit over a year, taking into account compounding interest. For example, if you put $1,000 into an account for...
A balance transfer is where part or all of a debit balance (or debt) you owe to another lender is transferred from one credit card to another, usually to...
A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or...
A checking account is a transactional deposit account held at Members 1st that allows for withdrawals and deposits. Money held in a checking account is very...
Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan. Under this...
A credit card is a revolving line of credit from which the cardholder can borrow money for payment to a merchant or as a cash advance. Any purchases or cash...
An assessment of the likelihood that a borrower can fulfill his or her loan (debt) obligations. It is based upon factors, such as his/her history of...
A debit card issued by Members 1st Credit Union allows you to transfer money electronically when making a purchase in person, online, or by phone. Debit cards..
Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. Common loans people want to consolidate are high...
