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Annual Percentage Rate (APR)

The annual percentage rate (or APR) is the amount of interest on your total loan amount that you'll pay annually (averaged over the full term of the loan). A...

Appraisal

An opinion or estimate of marketable value. Also refers to the process by which a value estimate is obtained.

Autopay

Setting up automatic payments for credit union loans.

Changing Your Mobile App Password

A guide on how to change your password in the mobile app.

Co-Borrower

Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan. Under this...

Combined Loan-To-Value (CLTV)

Combined Loan-To-Value ratio (CLTV) is the proportion of loans (secured by a property) in relation to its value. The term "Combined Loan To Value" adds...

Compound Interest

Compound interest is the interest added to the principal of a deposit or loan so that the added interest also earns interest from then on. This addition...

Credit Worthiness

An assessment of the likelihood that a borrower can fulfill his or her loan (debt) obligations. It is based upon factors, such as his/her history of...

Federal Home Loan Bank WISH Program

Learn more about the FHLB's WISH Program offering downpayment and closing cost assistance for home buyers.

Floor Rate

An interest rate floor is the minimum interest rate possible for an interest rate associated with a loan.

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