Fire Relief Resources

Helpful information and resources to support fire survivors.

First Time Auto Buyer

FIRST Auto program allows you to acquire your own auto loan without requiring a cosigner or guarantor.

Fixed Interest Rate

A fixed interest rate loan is a loan where the interest rate doesn't fluctuate during the fixed-rate period of the loan. This allows the borrower to...

Floor Rate

An interest rate floor is the minimum interest rate possible for an interest rate associated with a loan.

Grace Periods

A description of the different grace periods and lengths associated with Members 1st loans.

How to Make a Principal-Only Payment

Guide on how to make a principal-only payment on your account.

How to Setup Transfers and Payments

Details on how to setup one-time and recurring deposit transfers and loan payments with your Members 1st account.

In Your Community

Members 1st Credit Union takes pride in being an active member in your community. See some of our recent community participation.

Index Rate

The index rate is used as a benchmark to calculate the interest rate plus a specified margin on a loan. Members 1st commonly uses the 26-Week Treasury Bill...

Interest Rate

Interest Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...