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Combined Loan-To-Value (CLTV)

Combined Loan-To-Value ratio (CLTV) is the proportion of loans (secured by a property) in relation to its value. The term "Combined Loan To Value" adds...

Compound Interest

Compound interest is the interest added to the principal of a deposit or loan so that the added interest also earns interest from then on. This addition...

Construction Contract

An agreement between a general contractor and an owner/developer stating the specific duties the general contractor will perform according to blueprints...

Construction Loan

Learn more about building your dream home with the Members 1st Construction Loan.

Construction Loan Draw

A partial disbursement of the construction loan based on the schedule of payments in the loan agreement.

Construction Loan Guide

Our construction loan overview including builder questionnaire, loan guide, and origination overview.

Credit Union News

Catch up with the latest news and events from Members 1st.

Credit Worthiness

An assessment of the likelihood that a borrower can fulfill his or her loan (debt) obligations. It is based upon factors, such as his/her history of...

Debt Consolidation

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. Common loans people want to consolidate are high...

Deed

The document by which title to real property is transferred or conveyed from one party to another.

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