Dividend Rate

Dividend Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...

Do I have to sell my current house before starting construction?

Explanation of whether or not you'll need to sell your existing house.

Do I need to own the land?

Land ownership requirements for construction loans.

Does it matter which builder I use?

Description of the types of builders that can be used with a Members 1st Construction Loan.

Donation and Sponsorship Request Form

Members 1st Credit Union is an active partner in the community. Please request community donations and sponsorships here.

Draw Period

A Home Equity Line of Credit (HELOC) begins with a 2- or 5-year draw period, when you can access the funds in your credit line...

Federal Home Loan Bank WISH Program

Learn more about the FHLB's WISH Program offering downpayment and closing cost assistance for home buyers.

Fee Schedule

View the Members 1st Credit Union fee schedule.

Fire Relief Resources

Helpful information and resources to support fire survivors.

Fixed Interest Rate

A fixed interest rate loan is a loan where the interest rate doesn't fluctuate during the fixed-rate period of the loan. This allows the borrower to...