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Ampre Debit Rewards

Ampre Debit Rewards is the Members 1st Credit Union debit card reward program. Ampre Debit Rewards are digital coupons from your favorite merchants loaded on...

Annual Percentage Yield (APY)

APY refers to how much money you earn on a deposit over a year, taking into account compounding interest. For example, if you put $1,000 into an account for...

Autopay

Setting up automatic payments for credit union loans.

Balance Transfer

A balance transfer is where part or all of a debit balance (or debt) you owe to another lender is transferred from one credit card to another, usually to...

Cash Advance

A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or...

Checking Account

A checking account is a transactional deposit account held at Members 1st that allows for withdrawals and deposits. Money held in a checking account is very...

Co-Borrower

Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan. Under this...

Contactless

Learn more about contactless purchases with your Members 1st debit or credit card.

Credit Card

A credit card is a revolving line of credit from which the cardholder can borrow money for payment to a merchant or as a cash advance. Any purchases or cash...

Credit Dispute Process

Explanation of the credit disputing process

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
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