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Knowledge Center

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Grace Periods

A description of the different grace periods and lengths associated with Members 1st loans.

Home Value

Home values are calculated from sold prices, public records of assessed value, and area real estate information. While these estimates can help planning a...

How to Make a Principal-Only Payment

Guide on how to make a principal-only payment on your account.

How to Setup Transfers and Payments

Details on how to setup one-time and recurring deposit transfers and loan payments with your Members 1st account.

In Your Community

Members 1st Credit Union takes pride in being an active member in your community. See some of our recent community participation.

Index Rate

The index rate is used as a benchmark to calculate the interest rate plus a specified margin on a loan. Members 1st commonly uses the 26-Week Treasury Bill...

Inspections

An examination of property for various reasons (such as a termite inspection) to see if required repairs were made before funds are released, etc.

Interest Rate

Interest Rate is the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding...

Knowledge Center

Support for your Members 1st account. Find the answers to your questions here.

Late Fee

A late fee is assessed when the payment for a loan has not been received and the grace period has passed.

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