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Knowledge Center

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Knowledge Center

Support for your Members 1st account. Find the answers to your questions here.

Late Fee

A late fee is assessed when the payment for a loan has not been received and the grace period has passed.

Lien

A legal hold or claim of a creditor on the property of another as security for a debt. Liens may be against real or personal property.

Lien Waiver

The written evidence from a contractor or supplier surrendering the right of lien to enforce collection of debt against a property.

Lienholder

A lienholder is a party or individual who has a lien or claim on property, car, or other asset. The claim is created by an agreement, such as a mortgage or...

Life Insurance

TruStage offers Life Insurance plans to help you protect your loved ones.

Loan Coupons

Loan coupons contain your payment amount and due date associated with your loan and can be used to help...

Loan Payment Options

See a list of options and ways to make payments to your Members 1st loans and credit cards.

Loan Payments by Phone with a Debit Card

Instructions on completing a loan or credit card payment by phone with a debit card with the Members 1st pay-by-phone system.

Loan-to-Value (LTV)

The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly...

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