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Overdraft Protection

Overdraft Protection can assign a back-up account to be drawn upon in times when your primary account does not have sufficient funds for a transaction...

Purchase Protection

You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home you notice your package is missing...

Return Protection

Use your covered Members 1st credit card for your purchase and you get extra return protection any time you make an eligible purchase of an item up to $250.

Share Secured Visa Credit Card

The Members 1st Share Secured Visa credit card looks and works just like a regular credit card, except that a cash deposit of 120% of the credit limit...

Travel Card

Information about the Members 1st Travel Card and its many features and benefits.

Travel Notice for Cards

Please notify us of any upcoming travel plans to ensure your Members 1st cards work while you’re away.

Travel Protection

When you purchase your travel ticket with your covered Members 1st credit card and you must cancel or interrupt your trip, this benefit can help reimburse...

Understanding your debt-to-income ratio

Explanation of debt-to-income ratios.

Variable Interest Rate

A variable interest rate loan is a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result...

What do I do if my Visa Debit or Credit Card is lost or stolen?

What to do if your card is lost or stolen.

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now
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