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Knowledge Center

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Travel Soon Form

For security, please notify us of any upcoming travel plans to ensure your Members 1st cards work while you’re away.

Understanding your debt-to-income ratio

Explanation of debt-to-income ratios.

Variable Interest Rate

A variable interest rate loan is a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result...

Visa Classic Credit Card

Examine the features, protections and benefits of a Visa Classic Credit Card.

Visa FIRST Credit Card

A first-time credit card for new cardholders. Start your free application now and get an online decision in as little as a few minutes.

Visa Memberperks Credit Card

Examine card features, protections, and the benefits of a Visa Memberperks credit card.

Visa Share Secured Credit Card

Examine the features, protections and benefits of a Visa Share Secured Credit Card.

What do I do if my Visa Debit or Credit Card is lost or stolen?

What to do if your card is lost or stolen.

What is Overdraft Protection?

Explanation of overdraft protection and its benefits to members.

What should I do if I detect fraud on my account?

What to do if you suspect fraudulent activity on your account.

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