You’ve got options, and we know you like to be savvy with your money. As a bonus for your smart choice of opening a flex checking account, when you refer a friend, and they open their flex checking account with us, we’ll add $10 to both of your accounts. It’s that simple. If you haven’t opened your own flex checking account with us, no problem. Just stop by a branch today and we can have that done for you in minutes. Then feel free to make as many referrals as you like! Get started now.
*Smart Bonus is valid for a limited time and available to Members 1st accounts in good standing. Members cannot refer their own accounts. Referrals deposits will be processed within 30 days of referral submission. Bonus offer can be terminated at any time by Members 1st without prior notice. Early account closure fees are applicable.
Start celebrating your payday up to two days early1 when you setup direct deposit with your Flex Checking Account. Members 1st delivers your early payday by making your money available as soon as your employer deposits it – which is often up to two days before most other banks make the funds available to you.
How to get Paid Early
1. Download and fill out the Members 1st Direct Deposit Form.
2. Deliver the completed form to your employer's Human Resources or payroll department.
3. Await the delivery of your first early paycheck, it's that easy.
1 Faster access to funds is based on a comparison of traditional banking policies versus Members 1st Credit Union’s policy of releasing paychecks as soon as they’re received from an employer. Additional speed may be attributed to electronic deposits versus paper check deposits. Direct Deposit and earlier availability of funds are subject to timing of payer’s funding.
Don't wait to deposit your paycheck or government benefits. Income received from your employer, Social Security, pension and retirement plans, the Armed Forces, VA benefits, and annuity or dividend payments may all qualify for Direct Deposit. Sign up for eAlerts and receive an email or text notification each time your funds are deposited.
ConvenientYour money is deposited automatically into your Members 1st account, ready for you to use immediately.
FastDirect Deposits post the day we receive them from your employer rather than waiting for the 1st or 15th, meaning you may receive your paycheck 24-48 hours sooner than at other financial institutions.
SecureNever worry about checks getting lost, delayed, or stolen.
Simplify your life and pay all your bills from one convenient location. No more sorting through stacks of bills, keeping track of due dates, or remembering multiple usernames and passwords for biller websites. Decide who, when, and how much to pay with Members 1st Bill Pay.
Free, no monthly or annual fees
Pay family members or friends online
Schedule one-time or recurring payments
View billing statements within Bill Pay
Decide who, when, and how much to pay
Pay all your bills from one location
Accessible from your desktop/tablet/mobile devices
Deposit checks into your account anywhere, anytime.
Download the Members 1st Mobile App to your smartphone or tablet and login to your account
Endorse your check by signing the back
Enter your check amount and desired account location to be deposited
Snap photos of the front and back of your check and you're done
Your security is our utmost priority, which is why remote deposit transmissions are safeguarded by 128-bit SSL (Secure Socket Layer) encryption to prevent unauthorized access. The secure login information is never stored on your smartphone or tablet. For added protection, an automatic inactivity logout occurs if the app is inactive for ten minutes. Plus, account numbers are truncated and masked to only display the last four digits.
Read the Remote Check Deposit Disclaimer. To ensure the safety of your personal and account information, download mobile apps from reputable sources only. We encourage users to download the most recent version of our apps. You can download the Members 1st Credit Union iPhone® App from the App Store and the Members 1st Credit Union Mobile App for Android™ from Google Play. The iPhone® is a registered trademark of Apple Inc. Android™ is a trademark of Google Inc. Message and data rates may apply from your wireless carrier. The iPhone® App requires iOS 3.1.3 or later.
How to Deposit Checks from the Mobile App
Access Your Account
Complete access from Mobile Banking, Online Banking, Telephone Banking, and the Mobile App.