Understanding your debt-to-income ratio

Explanation of debt-to-income ratios.

Uniform Transfer to Minor Accounts (UTMA)

A brief description of UTMA and Members 1st UTMA policies

Unlawful Internet Gambling Enforcement Act (UIGEA) Policy Notice

Unlawful internet gambling transactions are prohibited from being processed through your accounts and your relationship with the credit union.

Variable Interest Rate

A variable interest rate loan is a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result...

Visa Classic Credit Card

Examine the features, protections and benefits of a Visa Classic Credit Card.

Visa Share Secured Credit Card

Examine the features, protections and benefits of a Visa Share Secured Credit Card.

What are the fees associated with my account?

Information on all account related fees assessed by Members 1st.

What do I do if I receive a message that my Online Banking access is disabled?

Details on what to do if your Online Banking account is disabled.

What do I do if my Visa Debit or Credit Card is lost or stolen?

What to do if your card is lost or stolen.

What if I change my house plans or details of construction?

Explanation of what happens when you change your plans during construction.